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At Multitude, we’re more than just a listed European FinTech company—we’re a team driving financial innovation. We provide digital lending and online banking services that empower consumers, SMEs, and FinTechs to grow and succeed.
Powered by our Banking-as-a-Service Growth Platform, we operate through three business units: Ferratum, offering seamless mobile banking for consumers; CapitalBox, providing flexible financing for SMEs; and Multitude Bank, supporting non-bank lenders and FinTechs.
In 2023, we achieved €230.5 million in turnover, a testament to our strong financial performance. With 800+ employees across 25 countries, we’re shaping the future of finance in 16 markets. Founded in 2005 in Finland, Multitude is proudly listed on the Frankfurt Stock Exchange (FRU).

Multitude Bank, regulated by the Malta Financial Services Authority, specialises in wholesale banking. As part of Multitude Group, it provides credit facilities and payment solutions to non-bank lenders and FinTechs, helping them scale operations. With a strong focus on security, innovation, and financial ecosystem growth, it plays a key role in Europe’s evolving digital finance landscape.

We are looking for a dynamic and structured Investment Analyst to assist in building and managing the Bank’s investment portfolio. Working within a dedicated team, the Investment Analyst will assist in reviewing potential investment opportunities that are in line with the overall investment strategy, risk appetite, and required rate of return on the bank’s investment portfolio. The Investment Analyst will also be responsible for monitoring both the performance of investments and trends in key markets that may affect the portfolio. To be successful you must be able to work efficiently and effectively in a collaborative and fast-paced environment. You will have experience in the financial services or investment sectors, and you will focus on providing investment recommendations to the Bank based on the in-depth financial market and investee analysis.

Key Accountabilities:

• Assisting in the construction of successful investment portfolios;
• Helping with coordinating communication with investee counterparts, including introductions, investment proposals, negotiations, and post-investment monitoring;
• Liaising with key internal personnel to complete the required assessments prior to and after the investment is made;
• Assisting in the preparation of presentation material for the respective committee/s for approval;
• Monitoring key covenants of all investments and ensuring effective adherence to established procedures when breaches are flagged;
• Monitoring of market conditions, investment research, and portfolio performance;
• Evaluating the performance of investment portfolios and ensuring compliance with standards provided by regulatory bodies, including conformance with anti-money laundering requirements;
• Staying up to date with relevant investment and trading news, and economic trends;
• Supporting the broader investment team in the delivery of portfolio targets;
• To perform any other duties that may be assigned from time to time.

The Ideal Candidate:

• Has a detailed understanding of financial services and investment instruments;
• Has 2-3 years of experience in professional Investment management and analysis;
• Has excellent attention to detail and organisational skills, along with an inquisitive mind;
• Holds a bachelor’s degree in business, economics, or finance;
• Willing to travel and meet potential and existing investees.

Key Competencies:

• Fostering a culture where the brightest minds of our industry want to work and collaborate.
• Analytical Excellence: Superior analytical skills to evaluate complex financial data and trends.
• Communication Mastery: Strong verbal and written communication abilities, with a client-centric approach.
• Organizational Skills: Exceptional planning and organizational capabilities, with meticulous attention to detail.
• Leadership: Proven ability to lead, inspire, and develop a team.
• Innovative Thinking: Ability to think strategically and outside of the box.

What’s in it for you:

• Wellbeing benefit;
  
• Private Health Insurance;
• Weekly breakfasts in the office;
• Hybrid flexible working model;
• Access to LinkedIn learning with over 8000 courses;
• Share purchase matching program;
• Opportunities for growth, the realization of one's ideas, and further training;
• The opportunity to work in a dynamically international evolving company.
• Explore the world while you work with our two-month annual workation program, enabling you to work from multiple countries and embrace new cultures

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